Life Insurance and Annuities Reimagined
Your Legacy Deserves
Unwavering Protection
Secure your family's future with strategies trusted by the world's leading family offices
Why Choose Us
Why Work With Fernandez Financial
Institutional Access, Boutique-Level Service
Fernandez Financial is aligned with one of the largest and most sophisticated insurance distribution platforms in the United States. This gives our clients:
- Access to 80+ top-rated U.S. insurance carriers
- Only A-rated or higher companies (financially stable, long-standing)
- The same underwriting and product availability used by major banks and wealth-management firms
Trusted by institutions such as:
Better products, better rates, and stronger financial security—delivered with personalized guidance you won't get at a large institution.
Erick Fernandez and Miranda Stasulli
Our Approach
What Makes Us Different
A-Rated Carriers Only
Backed by over 100+ years of financial strength.
Truly Personal
No pressure. No fine print. Just real answers.
Education First
You'll understand exactly how your coverage works and why.
Miami Locals
Bilingual, community-focused, and here when you need us.
Coverage Made Simple
Up to $5 million in coverage. No medical exam needed.
Institutional Solutions
Institutional-grade solutions. Boutique-level service.
Our Clients Choose Us Because
Protect
What You've Built
Grow
What You've Saved
Secure
Who You Love
Certifications and Affiliations
Our Story
Rooted in Miami.
Focused on People.
Fernandez Financial was built on relationships, not transactions. Miami is our home, and serving this community is at the heart of everything we do. We work with individuals and families who want clarity, protection, and thoughtful guidance without pressure or confusion.
Get In Touch
Start the Conversation
Ready to explore how life insurance and annuities can help protect your wealth and your legacy? We’re here to answer your questions—no pressure, no obligation.
(305) 497-7255
Monday – Friday, 9am – 6pm
info@fernandezfinancial.ai
We'll be in touch soon
121 Alhambra Plaza, Ste. 1000
Coral Gables, FL 33134